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Depending upon the total balance you are consolidating, you may extend the repayment period for up to 30 years with consolidation.

The extended period makes the monthly payment amount more manageable; however, the longer your loans are in repayment, the more interest you will pay over the life of the loan.

Loan consolidation can be helpful for borrowers who want to combine their eligible federal student loans into a single Direct Consolidation Loan.

It's important to understand and carefully consider all factors before consolidating.

The main reason to consider refinancing is the possibility of getting a lower interest rate.

They both have very different pros and cons, and very different situations in which they make sense.

It makes sense to consolidate your bills with PSECU.To apply, please speak with one of our Member Service Representatives.Visit individual product pages to see current rates and eligibility information.So my goal here is to correct that misinformation and show you exactly what student loan consolidation is and when it can help you.Specifically, we’re going to cover the following: By the end of this post, you will know whether consolidating your student loans is a good idea and how you can get started.




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Here’s a few pointers and helpful reminders to get you started:1.


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Source: - Free Articles Directory About the Author Jane Saeman runs a membership site that features thirty Private Label Articles on the topics of dating and relationships.